Terms & Conditions

Terms and Conditions of membership in smartjodi.com.

This document is an electronic record in terms of the Information Technology Act, 2000 and rules there under pertaining to electronic records as applicable and amended. This electronic record is generated by a computer system and does not require any physical or digital signatures.

This document is published in accordance with the provisions of Rule 3 (1) of the Information Technology (Intermediaries guidelines) Rules, 2011 that require publishing the rules and regulations, privacy policy and the terms and conditions for access or usage of www.btmatrimonial.com (the "Website").

Please read the following terms and conditions very carefully as your use of the Website and associated smartjodi Services (as defined below) is subject to your acceptance of and compliance with the following terms and conditions including the applicable policies which are incorporated herein by way of reference and as amended from time to time (the "Terms and conditions").

ACCESSING, BROWSING OR OTHERWISE USING THE WEBSITE INDICATES YOUR AGREEMENT TO ALL THE TERMS AND CONDITIONS HEREIN, SO PLEASE READ THE TERMS AND CONDITIONS CAREFULLY BEFORE PROCEEDING. By impliedly or expressly accepting these Terms and Conditions of use of website, You also accept and agree that you have read, understood and are bound by these Terms and conditions, regardless of how you/ Smartjodi member subscribe to or use the Smartjodi Services. If you do not want to be bound by the Terms and Conditions, you must not use the Smartjodi Website or the  Smartjodi Services. The company having its registered address at 31/42, ROAD NO. 42, WEST PUNJABI BAGH,NEW DELHI, DELHI Pin Code 110026 City NEW DELHI is referred as MCL/Company.


Smartjodi is personalized match making services of Bhatia Commodities Pvt Ltd, which is valid for a period of the applicable package chosen by you (and visible on this website) from the date of taking the Smartjodi package and as detailed in Clause 3 herein below ("Tenure"). Smartjodi may at its sole discretion extend the Smartjodi services beyond Tenure, however if such Smartjodi services are provided based on additional payment to be made by the registered Smartjodi member, if any. Membership to Smartjodi is exclusively through invitation. Smartjodi is an endeavor to help you find your dream life partner (prospect) through the process of searching, shortlisting and contacting prospects, during the Tenure. Upon availing our Smartjodi service a dedicated Relationship Manager (" Smartjodi ") will be assigned to you during the Tenure of Smartjodi Service. based on your set partner preference Smartjodi shall assist you in processing your request for lawful marriage partner search through the database of members listed on the consortium of portals owned by Bhatia Commodities Pvt Ltd. Smartjodi Membership is guided by the terms and conditions mentioned herein below. By using or accessing the Smartjodi Services, you agree to be bound by all the terms and conditions ("Agreement"):

1. Eligibility
A Smartjodi Membership and rights of admission is reserved solely for :

I. Indian Nationals & Citizens.

II. Persons of Indian Origin (PIO).

III. Non Resident Indians (NRI).

IV. Persons of Indian Descent or Indian Heritage

V. Persons who intend to marry persons of Indian Origin.

B Further in capacity as Smartjodi member you confirm that you are :

I. 18 years or above (if you are a woman) or 21 years or above (if you are a man);

II. Legally competent to marry as per the law applicable to you, and

III. Not prohibited or prevented by any applicable law for the time being in force from entering into a valid marriage.

2. Enquiries to Smartjodi website
While accessing the Smartjodi website, you may:

i. Fill in the details for Smartjodi to call you back, or

ii. Call Smartjodi at the toll free number to enquire about the Smartjodi services, or

iii. Email your enquiries about Smartjodi services.

iv. Chat with the Smartjodi service team about the Smartjodi service.

3. Registration
A. If you intend to register with Smartjodi , after enquiries of Smartjodi services, then Smartjodi shall send you a physical subscription form /online subscription form (as applicable) (' Smartjodi Subscription Form'), for keying in your essential details and filling in the blanks. We expect that you would complete the Smartjodi subscription form with fairness and honesty while furnishing your personal informations. You would appreciate that efficient and effective match making by Smartjodi (as part of Smartjodi services) depend upon yourself furnishing true, accurate, current and complete information, photo(s) etc. Smartjodi expect you to read the relevant column before entering in the details or selecting the option available or providing/uploading your photo(s). You are requested not to enter details of the profile in field other than the applicable field (including mentioning id's of other platforms/websites/ applications/irrelevant information) or repeating your details in another fields, after filling them once in the relevant fields or providing other persons photographs. You further undertake that you alone shall be responsible or liable for any information provided to Smartjodi by you. In order to serve you better if Smartjodi requires additional details you agree to provide the same to Smartjodi . Smartjodi shall reproduce the Smartjodi Subscription Form details on "AS IS AS AVAILABLE" basis to other members (i.e. members listed on the consortium of portals owned by Bhatia Commodities Pvt Ltd / Smartjodi database etc.), and Smartjodi l members shall be solely liable for the information given by such Smartjodi member.

B. If at any point of time Smartjodi l comes to know or has reasons to believe that any information provided by you for registration or otherwise is found to be untrue, inaccurate, or incomplete then Smartjodi shall have full right to suspend or terminate your membership and forfeit the amount paid by you towards Smartjodi membership fee and refuse to Smartjodi service to such Smartjodi member thereafter without any notice.

4. Tenure
Tenure of the Smartjodi service shall dependent upon the package offered by Smartjodi or for any tenure which may be introduced from time to time by Smartjodi and chosen by you after appropriate payment.

5. Mode of Payment
A. Payment made by cash / cheque / Net Banking / Debit / Credit Card would be in accordance with the prevailing RBI guidelines. Activation of Smartjodi service shall be subject to realization of the said payment. In case of dishonor of Cheque/demand draft; you shall be liable to pay applicable bank's cheque/DD bouncing charges. Further Smartjodi service to your account will be deactivated / suspended until you settle the value of the payment and applicable bank charges in cash.

B. Smartjodi may use third party payment gateways for collection of credit/debit card or other payment instruments. In case of such payment gateway failure the same would be communicated to the Smartjodi member by the payment gateway provider. Smartjodi shall not be responsible for Extra currency/conversion charges/deductions/error issues from payment gateway. In the case of failed online transactions, which result in no services, Smartjodi offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Members card/bank accounts through the payment gateways.

C. Member who has opted for any Smartjodi package in which the Smartjodi member needs to pay on success, then such Smartjodi member shall pay the balance amount on finalization of your marriage.

D. You agree to provide us with your Permanent Account Number / Form 60/61 of the Income Tax Act, 1961 and rules thereunder in the event you choose any paid package of MCL, the value of such paid package being Rs.2,00,000/- [Rupees Two Lakh Only] and above from MCL.

6. Role and Responsibility of Smartjodi
A. Upon enrollment into the Smartjodi services, Smartjodi shall assign a Relationship Manager ( Smartjodi ) to you, who will help you with the process of match making search during the tenure of Smartjodi service.

B. Smartjodi will endeavor to provide profile(s) as per your set partner preference subject to availability of profile in the data base of the consortium of portals owned by Bhatia Commodities Pvt Ltd. The Smartjodi service will be carried out only during normal working hours of Smartjodi i.e., 09:30 am to 06:00 pm Monday to Saturday excluding Sunday and public holidays for Indian Members and for Non-Resident Indian Members the working hours shall be from 09:30 am to 06:00 pm (indian Standard Time) [Monday] to [Saturday] excluding Sunday and public holidays in India. Smartjodi entrusted with your profile can contact the Smartjodi member at least 2 times in a week to update the Smartjodi member's on profile management.

C. The Smartjodi is under no obligation to furnish any definite number of profiles, if there are none available, which are corresponding to the partner preference set by you.

D. Smartjodi shall shortlist and initiate contact with prospects if age difference is as follows:

I. For male members - Prospects age difference is less than 10 years.

II. For Female members - Prospects is of same age or above.

E. Similarly in case Marital Status of the member is Divorced / Widowed / Separated / Annulled then Smartjodi member shall shortlist and initiate contact with prospects who are Divorced / Widowed / Separated / Annulled only. Smartjodi will not get in touch with prospects with different marital status.

F. Suggestions made by Smartjodi are based on the data provided by the Smartjodi members in their partner preference. Smartjodi member is expected to exercise due care and caution while proceeding with finalization of marriage with the shortlisted profile.

G. The profiles shared with members are from the data available from the consortium of portals from Bhatia Commodities Pvt Ltd.

H. Member who has opted for any Smartjodi package in which the Smartjodi member needs to pay on success such Smartjodi Members profile will be retained in the Smartjodi database until the member communicates finalization of his / her marriage or intention not to retain in the database expressly in writing.

I. At Smartjodi we value your privacy. We consider Smartjodi member contact information as confidential hence will be shared to prospect only after obtaining Smartjodi member's consent.

J. Smartjodi 's responsibility is restricted only to offer match making profiles to Smartjodi members based on the partner preference set by Smartjodi members. Smartjodi cannot guarantee or assume responsibility for any specific results from the use of the data available from the consortium of websites/portal's from Bhatia Commodities Pvt Ltd and / or the Smartjodi service. In case partner preference is modified by Smartjodi member, then the Smartjodi service search results may also undergo corresponding changes.

K. Shortlisted profile information link shared with Smartjodi members will be active only for 10 days from the shared date.

L. Smartjodi does not give any implied or explicit guarantee or warranty of marriage or alliance by you choosing to register on our website and using Smartjodi services.

M. As part of Smartjodi service, Smartjodi may, upon confirmation received from you and prospect, arrange for a meeting between you and prospect (with/without your/prospects family members/friends joining in). The venue of such meeting shall be duly intimated to you by Smartjodi .

7. Role and Responsibility of Smartjodi Member
A. To protect the broader interest of the registered Smartjodi member and increase the efficiency, Smartjodi shall only work with registered Smartjodi member. All Smartjodi members should disclose the details of email id and phone no. to Smartjodi . All communication between Smartjodi / Smartjodi will be to Smartjodi member only.

B. Acceptance by Smartjodi member shall be deemed final.

C. Any additional information / data required by Smartjodi for profile management shall be provided by the Smartjodi Member as and when so sought by Smartjodi . Time and opportunity loss associated with the delay in response shall be borne by the Smartjodi member themselves and Smartjodi / Smartjodi shall not be responsible for the same.

D. Smartjodi member can expect Smartjodi / Smartjodi to short list and share profiles of those prospects whose partner preference and expectations are matching with the Smartjodi member's profile. In case partner preference is modified by Smartjodi member, then the Smartjodi service search results may also undergo corresponding changes.

E. Smartjodi members are requested to exercise due care and caution while shortlisting the prospect and satisfy themselves before making a choice of your match through adequate efforts, initiatives and due diligence. Smartjodi will not be liable for short coming due to any misrepresentations made by any of its Smartjodi members/prospects to you.

F. Smartjodi members are expected to verify the credentials of the prospect such as family status, educational qualifications, financial status, occupation, character, etc.

G. Smartjodi Members are expected to provide latest photograph which should not be more than 3 months old. Providing old photographs, inaccurate / false information of their educational qualification and income details shall be treated as violation of terms and conditions and Smartjodi shall retain their right under clause 3 (b) of this terms and conditions.

H. Smartjodi members are expected to disclose their health records during profile enrollment which includes any pre-existing illness, physical disability etc. Non- disclosure at the time of enrollment shall be treated as violation of the terms and conditions and Smartjodi shall retain their right under clause 3 (b) of this terms and conditions.

I. Smartjodi Members are expected to refrain from :

i. Entering into financial transactions with shortlisted prospects prior to solemnization of marriage.

ii. Dealing with shortlisted prospects before carrying out due verifications of the prospect.

iii. Entering into physical relationship with prospect before marriage.

iv. Sharing of confidential and personal data with each other but not limited to sharing of bank details, etc.

v. Not violates any law for the time being in force;

J. Smartjodi Members are expected to visit www.btmatrimonial.com for understanding the safety measures on partner search and awareness towards online safety.

K. To serve Smartjodi member better based on instruction from Smartjodi , the Smartjodi member are agreeable for creating profile in any / all of the consortium of portal owned by Bhatia Commodities Pvt Ltd. You will regularly log in to the profile maintained in the consortium of portals from Bhatia Commodities Pvt Ltd and share with Smartjodi / Smartjodi the matri ID of other members who have shown their expression of interest and have sent personalized messages to you.

L. To serve us better Smartjodi may place Matrimonial Classifieds derived from our profile in newspapers, television or any other media at the discretion of Smartjodi masking the name and address of the member.

M. Smartjodi members understands and agrees Smartjodi may convene the meeting between you and prospect (if both parties agree), and you shall bear/share the costs of such meeting with prospects (as may be mutually agreed with such prospectus, to the exclusion of Smartjodi .

N. Smartjodi Members are expected to be cautious of prospects who call from multiple numbers, only interact over phone, doesn't come forward for face to face meeting (physically or through video calls) and don't involve family and friends in match making. Beware of suspended profiles status before you finalize an alliance with the prospect.

O. Smartjodi Member cannot use the profile shared to them for the benefit of any third person(s) or for gaining any commercial benefits.

P. Smartjodi Membership is restricted strictly to the registered Smartjodi individual member only. Organizations, companies, businesses and/or individuals carrying on similar or competitive business cannot become Members of Smartjodi and nor use the Smartjodi Service or Smartjodi members data for any commercial purpose. Smartjodi reserve its right to initiate appropriate legal action for such data misuse/theft.

Q. Smartjodi member shall not assign or transfer your Smartjodi membership to any other person or entity.

R. Smartjodi members cannot put the Smartjodi service on hold, even temporarily, for any reasons whatsoever. Based on the tenure of Smartjodi service and date of payment taken, the expiry of Smartjodi service will automatically happen on expiry of the Tenure of the applicable package taken by you.

S. If the Smartjodi member fails to inform Smartjodi / Smartjodi about any change in the particulars furnished by Smartjodi member then the Smartjodi membership may be suspended at the sole discretion of Smartjodi .

8. Customer Care / Customer Service
In the event you come across any concerns in our service, then please be free to contact us:
Email ID : info@ smartjodi .com
Contact No : 31/42, ROAD NO. 42, WEST PUNJABI BAGH,NEW DELHI, DELHI Pin Code 110026 City NEW DELHI

9. Medium of Communication to Smartjodi Members
A. Smartjodi member hereby consents for receiving communication including promotional communications through any medium of communications such as Emails and /or SMS/Calls/Chat from consortium of portals owned by MCL or their alliance partners.

B. Smartjodi may contact the Smartjodi member through any of the above media to share the profile of the prospect by way of internal messages / links. Smartjodi member confirms that the mobile number submitted to it for verification or alternative number if any provided, is not registered with the Do Not Disturb / National Customer Preference Register and they shall not initiate any complaint. Smartjodi Member further confirms that even if Smartjodi Member is registered with the telecom service provider under the category Do Not Disturb / National Customer Preference Register the calls from Smartjodi either to the verified mobile number or alternative number if any provided shall not be treated as promotional calls.

C. You agree to receive calls from Relationship Manager of Smartjodi for contacting you as a shortlisted profile for their registered members, even after the Smartjodi service Tenure is over.

10. Confidentiality
I. Smartjodi will maintain confidentiality of all personal information [other than that meant for sharing with the prospect] furnished by Smartjodi members and shall take all possible and /or bonafide steps for maintaining the confidentiality. However, Smartjodi member may divulge such information if required by law (without prior intimation to you).

II. Any feedback you provide to Smartjodi member shall be deemed to be non-confidential. Smartjodi member shall be free to use such information on an unrestricted basis. Further, by submitting the feedback, you represent and warrant that (i) your feedback does not contain confidential or proprietary information of yourself or third parties; (ii) Smartjodi member is not under any obligation of confidentiality, express or implied, with respect to the feedback; (iii) you are not entitled to any compensation or reimbursement of any kind from Smartjodi member for the feedback under any circumstances.

III. You agree that Smartjodi has all the right to process your data through the automated process to serve you with suitable profiles (based on your set partner preference) from Smartjodi or MCL's consortium of websites and may also send you communication in this regard.

11. Privacy of Membership
A. Smartjodi member is committed to protecting the member's privacy and shall take all efforts to protect any personal data provided to us by reasonable security safeguards against such risks as loss or unauthorised use, destruction, modification or disclosure of data etc.

B. Although we will strive to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. Smartjodi member understand and agree that Smartjodi will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.

C. You also agree to keep the profiles shared with you as confidential, to avoid any misuse of the profile so shared by Smartjodi with you.

D. Please read and comprehend our Privacy Policy, which also governs your visit to Smartjodi website or for use of Smartjodi services, to understand our practices.

E. Smartjodi members agree that if their profile(s) is listed on the MCL consortium of websites, and if their profile is crawled and indexed by search engines, where MCL consortium of websites and its network does not have any control over the search engines behavior. In such an event Smartjodi shall not be responsible for such activities of other search engines/third party websites.

F. You agree that, when you use third party services through Website, you hereby grant Smartjodi the right to share your information needed for providing such third party services to you or in relation to processing your information for office use of Smartjodi /its payment gateway and/or such third party service providers.

12. Grievance Officer
In the event you come across any violation by another user including but not limited to having content in the web site that is obscene, menacing, grossly offensive, harming minors, infringing copyright, patents, etc., or another user is impersonating etc. you may then please be free to provide your concerns in writing or email us with digital signature to :

Email: info@smartjodi .com
Grievance Officer: Mr. Akilan Paneerselvam
Contact Address : 31/42, ROAD NO. 42, WEST PUNJABI BAGH,NEW DELHI, DELHI Pin Code 110026 City NEW DELHI
The Grievance officer shall be available between 10 am till 6 pm Indian Standard Time from Monday to Saturday excluding Sunday and public holidays in India. The Grievance officer is appointed as per Rule 3 (11) of The Information Technology (Intermediaries Guidelines) Rules, 2011. Please see in other sections within this user agreement for comprehensive list of offences that Grievance Officer will handle.

13. Disputes between Members
i. You as registered members of Smartjodi /MCL consortium of portals are bound by these terms and condition. We request you to follow the guidelines of safe matrimony (see URL www.btmatrimonial.com and give truthful information about yourself to Smartjodi to avoid dispute between you and the prospect.

ii. You would appreciate that Smartjodi endeavor to search the prospect on the basis of the partner preference set by both the registered members and share the contact details with each such prospect, after taking your due consent to share such contact details.

iii. Smartjodi is not a broker or the agent of any Smartjodi member and Smartjodi does not partake in the exchange of any kind of discussion between the Smartjodi members and prospects or the results of their discussion. Smartjodi Member's are solely responsible for the communications with prospect.

iv. Smartjodi shall not be held responsible for any interactions/ passing of information(s) etc. between any Smartjodi members via e-mail, call, chat or any other medium with prospect. And Smartjodi also expressly disclaims any responsibility or liability for any transactions or interactions between the Smartjodi members inter-se.

v. Smartjodi has no obligation, to monitor any such disputes arising between the members, and Smartjodi shall not be party to any such dispute/litigation etc.

14. Content Right
I. You (i.e. the Smartjodi member taking the Smartjodi package) acknowledge that you are responsible for the content and information including the profile details, photograph and other content provided at the time of the creation of the Smartjodi profile and also all the post and communication with other members. You hereby represent and warrant that you own all rights, title and interest in your content or have the necessary licenses, rights, consents, and permissions to provide the said content. However, by submitting the content to Smartjodi , you hereby grant Smartjodi a worldwide, non-exclusive, royalty-free, sub-licensable and transferable license to use, reproduce, distribute, prepare derivative works of, display, publish, communicate to the public and the Smartjodi business and services, including without limitation for promoting, communicating to the public and redistributing part or all of the content (and derivative works thereof) in any media formats and through any media channels.

II. You hereby also grant Smartjodi a non-exclusive license to access your content and to use, reproduce, distribute, prepare derivative works of, display, communicate to the public and perform such content.

III. While Smartjodi does not accept any obligation to monitor the content, if the content is found not to be in compliance with these Terms, Smartjodi may delete the content and / or terminate your registration without a refund of any subscription paid by you, in terms of clause 3 (b) of these terms and conditions. You agree that if the situation warrants, then MCL may at its sole discretion put restriction on any Smartjodi member to other member's communications.

IV. Smartjodi reserves the right to suspend/delete the profile of the users who appropriate the name, likeness, email address, contact no or other personally identifiable information of another individual and Smartjodi also reserves its right to initiate appropriate legal action against such individual, as and when Smartjodi get the knowledge of the same.

V. Smartjodi is a brand owned by MCL. MCL owns, retains and has complete rights in Smartjodi and the Smartjodi Service.

VI. MCL reserves the right to proceed/initiate appropriate steps under the prevailing law against infringement by violators of the said proprietary rights for illegal copying, modifying, publishing, transmitting, distributing, performing, displaying, or selling of any such proprietary information.

VII. In the event we get a complaint against you and consequently we have suspended/deleted your profile in good faith, then we shall not be liable to you in any manner whatsoever, including for any loss, costs, expenses, or consequence, if any.

15. Renewal
Before the expiry of the Tenure of the Smartjodi package, you have the option to renew the subscription by paying the renewal fee for the Smartjodi package opted for.

16. Subscription Fee for the chosen Smartjodi Package
You will appreciate that to service your profile lot of time and energy of the Smartjodi is spend in assisting you in searching the profiles as per the partner preference set by you, etc. As such payments made to Smartjodi by way of registration / membership / renewal fee is /are treated as non-refundable. Payment once made cannot be assigned to any person/party or adjusted towards any other product or packages provided by the Company.

17. Third Party website
A. Smartjodi member understand and agree that Smartjodi may allow third parties to put up advertisements on the Smartjodi Website, and Smartjodi does not control the contents of such third party advertisement on the Smartjodi Website. Third party websites to which links are given on Website are not governed by these Terms and conditions and all such third party websites are governed by their own terms and conditions for use and privacy policy, and in case of conflict, the terms and conditions of the third party website shall prevail. The MCL does not in any manner whatsoever authenticate, endorse, verify or certify these third party websites or any contents therein. Please note that a user shall click on links to third party websites at his / her sole risk and responsibility.

B. The Smartjodi members agrees and understands that Smartjodi may also allow third parties to provide Smartjodi members services on the website like horoscope matching etc., and Smartjodi may also collect the payment for such third party services from you, and Smartjodi in this regard can have revenue sharing arrangement with the such third party, however in no event shall Smartjodi be liable to you for such third party services.

C. Smartjodi reserves the right to add/delete/alter/modify/suspend any or all the Smartjodi Services at any time as it may deem fit, without notice. The Smartjodi members are expected to see the change to the terms of Smartjodi services on the Website regularly.

18. Limitation of liability
A. Smartjodi likes to inform you that the exchange of profile(s) through or by Smartjodi should not in any way be construed as a matrimonial offer and/or recommendation and / or advice given to the member from or by Smartjodi .

B. MCL / Smartjodi or its Office bearers shall under no circumstances be liable or responsible to the Smartjodi member or his/her authorized Representative or Guardian or any third party for any indirect, special, exemplary, incidental, or consequential damages of any character including, without limitation, damages resulting from the use of Smartjodi services / Website / third party website.

C. Notwithstanding anything to the contrary contained herein, Smartjodi liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount paid, if any, by you to Smartjodi , for the Smartjodi Service during the term of Smartjodi membership.

D. MCL/ Smartjodi will not be liable in case of any wrong match made due to any available data / profile from the MCL's consortium of websites.

E. MCL / Smartjodi or its office bearers shall under no circumstances be liable, if any, AM member enter into financial transaction with any prospect or third party.

F. MCL / Smartjodi or its office bearers shall under no circumstances be liable, if any matrimonial alliance is not responded/reciprocated by the prospect(s).

19. General
i. The Smartjodi website shall be deemed to be used by you when it is loaded and/or continues to be loaded in temporary or permanent memory of your mobile phone, computer or any other device or in the internet browser thereof.

ii. Smartjodi website act's as an intermediary as defined under sub-clause (w) of Section 2 of the Information Technology Act, 2000.

iii. In the event you file a false complaint against another prospects on our Website and consequently we have suspended/deleted that prospects profile based on your complaint, then we reserve our right to initiate appropriate legal (Civil/Criminal) action against you and claim any and all costs expenses from you, for such irresponsible/misrepresentation/illegal/unlawful action. We also reserve our right to suspend your profile and forfeit any and all amounts paid by you for the Smartjodi services.

iv. Notwithstanding anything contained herein, Smartjodi reserves the absolute right to delete, in any manner as it deems fit, any content of any profile listing placed on website / MCL consortium of websites (once such instance come to Smartjodi /MCL's notice) in order to ensure compliance with the prevailing laws in force for the time being, especially those relating to providing any obscene, libelous, blasphemous, slanderous, defamatory or invasive of another person's (deceased or alive) right of privacy or publicity, or that may reasonably be deemed to be harmful, vulgar, pornographic, abusive, harassing, threatening, hateful, objectionable with respect to race, religion, creed, nationality, gender or otherwise unfit for reproduction; or suggests or encourages unfair or illegal /indecent, unlawful activity/communication. Smartjodi also reserves the right to block/ delete / suspend the profile which might be offensive, illegal or that might violate the rights, harm or threaten the safety of our office bearers/employees (including undue communication with any employee) and/or other registered prospects.

v. The Grievance Officer shall handle complaints in relation to the following violation by the User of computer resource as the User is not entitled to host, display, upload, modify, publish, transmit, update or share any information on the Website that -

A.belongs to another person and to which the User does not have any right to;

B.is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic, paedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;

C.harm minors in any way;

D.infringes any patent, trademark, copyright or other proprietary rights;

E. violates any law for the time being in force;

F.deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing in nature;

G. impersonate another person;

H. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;

I. threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

Any and all complaints to the Grievance Officer shall be in writing and in the event of any complaint through email, the said complaint shall be digitally signed. For Grievance Officer related information please see clause 12 of this terms and conditions.

vi. While using Smartjodi service, in case of conflict between the terms and condition of Website, and terms and conditions of any other website including consortium of portal of MCL, then the terms and condition of Smartjodi Website shall prevail for the Smartjodi service. However, for services rendered to Smartjodi member by MCL consortium of portals, you agree that in case of conflict between the terms and condition of this Website, and terms and conditions of any other MCL consortium of portal of MCL, then the terms and condition of MCL consortium of portals shall prevail.

20. Disclaimer
A. Your use of the Smartjodi Services or any content provided to you by Smartjodi is at your own risk. YOU UNDERSTAND AND AGREE THAT THE Smartjodi SERVICES ARE PROVIDED TO YOU ON AN "AS IS" AND "AS AVAILABLE" BASIS. WITHOUT LIMITING THE FOREGOING, TO THE FULL EXTENT PERMITTED BY LAW, Smartjodi DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Smartjodi does not warrant that the Website, its servers, or e-mail sent from Smartjodi are free of viruses or other harmful components. Smartjodi will not be liable for any damages of any kind arising from the use of this Smartjodi Website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

B. Smartjodi does not give any implied or explicit guarantee or warranty of marriage or alliance by you choosing to use Smartjodi services.

C. Notwithstanding anything contrary contained anywhere, under no circumstances, Smartjodi shall be held responsible or liable whatsoever or howsoever, arising out of, relating to or connected with:

i. any act or omission not done by Smartjodi /MCL/ payment gateway/alliance partner/banks etc.;

ii. any untrue or incorrect information submitted by you or on your behalf;

iii. any decision taken by you or on your behalf or any consequences thereof, based on any information provided by any other user (including suspension/deletion of the profile from Smartjodi );

iv. any unauthorized or illegal act done by any third party relating to or connected with any information submitted by you or on your behalf;

v. any cybercrime attempted or committed by anyone, and

vi. any incident of force-majeure or 'act of god'.

vii. Any issue already stated in these terms and conditions including limitation of liability clause of these terms and conditions.

viii. You also understand and agree that Smartjodi is not counterchecking or authenticating the veracity of the data provided by any Smartjodi member while registering for Smartjodi services. Smartjodi Members are expected to counter check the veracity of the details of the prospects while shortlisting the prospect and satisfy themselves before making a choice of your match through adequate efforts, initiatives and due diligence. Smartjodi do not claim the authenticity or ownership of the home or office address scheduled for an appointment as being the member's actual or legal place of residence or employment respectively. Smartjodi will not be liable for any damages of any kind arising from the use of this Smartjodi services/Website/MCL consortium of websites, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

ix. Using/availing of third party services namely horoscope matching services etc. and for paying for such third party services through Smartjodi .

x. Smartjodi shall not be liable for the outcome of during any interaction in a meeting, call, sms, chat, email or social media posts at any point of time.

xi. Any issues relating to any technical malfunction of any telecommunication network, software, hardware failures, network congestion, denial of service, failure due to spamming or any combination of the above.

D. You expressly agree that your use of this Website/ Smartjodi services is at your sole risk.

21. Indemnity
By using our Smartjodi services you agree to defend, indemnify, and hold harmless Smartjodi , its subsidiaries, affiliates, Directors, officers, agents, and other partners and employees, fully indemnified and harmless from any loss, damage, liability, claim, or demand, including reasonable attorney's fees, made by any person through improper use of the service provided by Smartjodi . This defense and indemnification obligation will survive in perpetuity.

22. Breach
A. You agree that if we receive feedback/ complaints against your profile in relation to the facts that you are seeking physical / financial favors from our other registered members or have provided incorrect information on our website or committed any unlawful/illegal activities through the use of our website or created a profile on our website by impersonation/ fake/ bogus/ false/ misrepresentation/ without consent of the person who's profile is being registered, then we in good faith reserve our right to suspend/delete the profile at our sole discretion without any notice to you.

B. Smartjodi reserves the right to forthwith terminate your membership, block/delete your profile and forfeit entire amount paid as membership fee; if at any time Smartjodi , in its sole discretion, is of the opinion or has any reason to believe that, you have violated these Terms and conditions. We also reserve our right to file appropriate police complaint against you, if the breach of these terms and conditions is/are criminal in nature.

23. Termination
A. The Smartjodi membership may be terminated by Smartjodi /you without assigning any reasons by serving 7 days written notice on the other, all amount paid till date by you shall be forfeited.

B. Upon termination / suspension of Smartjodi membership, your right to use or access the Smartjodi website / Smartjodi service will cease immediately. All provisions of this terms and conditions that by their nature should survive termination shall survive termination, including, without limitation, disclaimers, and limitations of liability. Termination of your access to and use of the Smartjodi Services shall not relieve you of any obligations arising or accruing prior to such termination.

24. Jurisdiction and Applicable Law
A. The registration of Smartjodi membership and all Smartjodi services are deemed to have been entered into within the territorial Jurisdiction of Delhi, India.

B. The Smartjodi Members unconditionally agree that all such disputes and / or differences if any shall be governed by the Laws of India and submitting to the exclusive Jurisdiction of appropriate court of law in Delhi, India.

C. You hereby, unconditionally and irrevocably confirm that you have read terms and conditions and agree to abide by them.